|Welcome to the web page for the Fraud Unit of the Kansas City, Missouri Police Department. Our web page contains information on the following Fraud related issues. FRAUD OVERVIEW:|
FRAUD is a common term for a variety of situations. Fraud can apply to situations that are both Civil and Criminal in nature. The Fraud Unit is responsible for investigating Criminal offenses only that, when the case is investigated, will be submitted to either the Jackson, Clay, Platte, or Cass County Circuit (Criminal) Court for prosecution. Depending on where the transactions occurred, and/or where the victim resides, determines the court that will have the jurisdiction for prosecution. The purpose of the police investigation is to submit the investigative file for prosecution of the offender. Financial restitution should not be the objective of either filing a police report or for investigating the offense. The Fraud Unit cannot get involved in recovering money, for victims, that were obtained through criminal activity.
The Fraud Unit investigates the following criminal offenses:
- Identity Theft (Impersonation Of Another Person)
- Fraudulent Use Of A Credit Device
- Failure To Return Rented or Leased Property
- Fraud (Theft By Deceit)
- Trafficking In Stolen Identities
- Financial Exploitation Of The Elderly
- Internet Based Financial Crimes
Contact Information: (return to top )
Kansas City, Mo. 64106
Police Headquarters Annex Building
Unit Phone (816) 234-5261
Fax Machine (816) 234-5319
Sgt. Rob Rickett
Phone (816) 234-5326
Det. Brent Marchant
Phone (816) 889-6075
Det. Dana Mauzy
Phone (816) 234-5309
Det. Art Miranda
Phone # (816) 234-5308
Det. Guy Kirtley
Phone (816) 234-5324
|Victim Information: (return to top )|
Being a victim of a financial based crime can be a troubling time for a victim. If you have discovered that you are the victim of a financial crime there are several things that you need to do immediately.
- Notify the bank, or financial institution, where the affected account is located. The financial institutions have procedures for victims to follow. This can include completing affidavits disputing the fraudulent transactions, closing the affected account, and opening a new account.
- Notify the Police Department. Based on the type of financial transactions that have occurred the Clerk, or Officer, will determine the exact classification of Police report that will be completed.
- Obtain a copy of your credit report. Many times when a financial victim discovers they have a fraudulent transaction on an account they will look further into their finances and they reveal other transactions, or even financial accounts, have been conducted or created.
- If fraudulent accounts are discovered notify the financial institutions where these accounts originated.
- Document everything. Keep accurate records of who you talk to, when you talk to them, and the details of the conversation.
- Keep copies of all bank statements, checks, credit card receipts, bills and invoices, and letters from creditors.
- Remain diligent.
Common Web sites:
|PREVENTION: (return to top)|
- Preventing Identity Theft and financial crime is up to everyone. The number one rule is "If it sounds too good to be true it probably is".
- Everyone is entitled to one free credit report, per year, from each of the three credit bureaus. To receive your copy visit ANNUALCREDITREPORT.COM.
- Everyone should utilize a good "crosscut" shredder. By shredding the unwanted financial documents you decrease the odds your trash will be gone through and the financial documents are completed, fraudulently.
- Opt-Out of unwanted free credit offers. Visit OPTOUTPRESCREEN.COMfor details.
|Frequently Asked Questions: This section covers the following topics: |
COMMON QUESTIONS: (return to top)
Question: Where can I complete a Fraud based offense report?
Answer: A Fraud based offense report can be completed at the following locations:
Question: What evidence do I need to provide at the time the offense report is completed?
- Central Patrol Division - 1200 E. Linwood, Kansas City Missouri
- Metro Patrol Division - 7601 Prospect, Kansas City Missouri
- East Patrol Division - 5301 E. 27th Street, , Kansas City Missouri
- North Patrol Division - 1001 NW Barry Road, Kansas City Missouri
- South Patrol Division - 9701 Marion Park Drive, Kansas City Missouri
- Shoal Creek Patrol Division - 6801 N.E. Pleasant Valley Road, Kansas City Missouri
- Headquarters (Records Unit) - 1125 Locust, Kansas City Missouri
Answer: It is not required to submit all of the evidence, from an internal investigation, at the time of completion of the offense report. If you are completing an offense report, and the supporting documents are just a few pages, they can be submitted at the time of the reporting of the offense, however since many internal investigations result in numerous documents being assembled they can be held until the offense is investigated.
Question: My company suffered a financial loss. Will the Fraud Unit assist me in recovering the loss from the theft?
Answer: The Fraud Unit cannot assist victims in the recovery of their financial losses. Restitution is an issue for the courts, or through civil court action.
Question: My company has filed a civil action against the suspect to receive restitution. Should I complete an offense report and expect an investigation?
Answer: As a general rule Prosecutors are reluctant to accept cases where there has previously been a civil judgement with a restitution plan in effect. An offense report should still be completed, however, to document that the offense occurred.
Question: The financial institution that is involved in my fraud report has agreed to incur the financial loss for all of the fraudulent financial transactions. Will this effect the investigation?
Answer: The offense report still needs to be completed by the account holder. Final determination, for prosecution, is up to the financial victim. If the issuing bank does not want to pursue prosecution the investigation will not occur.
Question: If I report the offense will it be investigated, by the Fraud Unit, and submitted to the appropriate court for prosecution?
Answer: Every offense should be reported to the Police. Not every financial based Fraud report can be investigated. The Fraud Unit determines which cases will be assigned based on the following criteria:
Question: If my case is assigned what should I expect?
- If any, or all, of the suspects information is already known at the time of the report.
- If the victim agrees to assist in prosecution by providing all available evidence and agrees to testify, if required, by the courts.
- The amount, or value, of the loss.
- The solvability factor of the case.
- If the suspect is a local suspect (i.e. Internet fraud or international fraud)
- The location where the financial transactions occurred (i.e. out of state or overseas transactions)
- The availability of evidence to support the transactions.
Answer: If you case is assigned to a Detective, for investigation, the following will occur:
Question: I understand there is video surveillance to support my theft. What should I expect from the surveillance tape?
- All offense reports are reviewed at the Fraud Unit, which is located downtown in Police Headquarters.
- Once assigned the report, and any associated evidence, will be reviewed by the case Detective.
- The case Detective will contact the reporting party for scheduling of an interview.
- During the interview the case Detective will take a formal statement and will review the evidence with the reporting party.
- The case Detective will interview all associated witnesses.
- The case Detective will interview the suspect of the offense.
- The case Detective will assemble all needed court documents for submission to the appropriate court that has jurisdiction for the offense.
Answer: Video surveillance is good evidence, however several issues must be considered.
EMBEZZLEMENTS (Employee/Internal Theft): (return to top)
- To view video surveillance Investigators must have the same computer program, that was used to record the events at the location of the fraudulent use, to also review the events for the investigation. With numerous surveillance programs available on the market today Detectives must be able to obtain a copy of the program, install the program, and then recover the surveillance and program for prosecution purposes.
- Video surveillance is useful in identifying the suspect, however not all media outlets will air, or print, surveillance images for offenses that might not meet their criteria. One of the main factors is the amount of financial loss.
Question: Should I expect the Fraud Unit Detectives understand my businesses practices and accounting procedures?
Answer: It is impossible to fully understand how each business conducts their day-to-day operations. It is imperative an internal investigation is completed by a representative from the victim business. It is preferable that the business representative that conducted the internal investigation is the representative that presents the information to the Police at the time the offense report is completed.
Question: I am a company owner\representative and I believe I have an employee who is taking money from the cash register. What should I do?
Answer: Conduct an internal investigation first. Prepare all evidence that you can. This would include video surveillance, register tape, copies of bank deposits slips, accounting spreadsheets, etc. The Fraud Unit does not have a working knowledge of each individual businesses accounting practices, or how each business conducts its day-to-day operations. A representative of the company, who has the first hand knowledge of the required information should then report the offense to the Police, and have an Embezzlement offense report completed.
CREDIT / DEBIT CARD LOSS / THEFT:
Question: I discovered my credit/debit card missing. What should I do?
Answer: Notify the issuing bank immediately. Obtain an updated copy of your bank statement and review it for purchases/postings that you did not conduct. Advise your financial institutions which purchases/postings you did not conduct. Also, respond to a Police Station and complete an offense report.
Question: I discovered charges have posted to my account that have only occurred in Kansas City, Missouri. Do I need to complete a Police Report anywhere else?
Answer: If all of the disputed charges occurred only in Kansas City, Missouri than a Kansas City, Missouri Police report will cover the transactions.
FAILURE TO RETURN RENTED / LEASED VEHICLES/PROPERTY:
Question: My business rented a vehicle/property. Now we can't get the property back. What should we do?
Answer: First, send a demand letter to the renter. The letter should indicate that the renter is instructed to return the rented property within ten (10) days. Send the letter certified by the US Mail. This requires the recipient sign for the letter. Make copies of the letter, envelope, and keep the original contract as evidence. These items are mandatory to prove the intent, by the renter, to not return the item as contractually agreed upon in the contract. If after ten (10) days the items have not been returned complete a "Failure To Return Leased/Rented Property" offense report.
INTERNET FRAUD: (return to top)
Question: I responded to an Internet ad to purchase a vehicle. The seller wanted me to wire the money and that, upon receipt of the money, the vehicle would be shipped to me. I wired the money, however have not received the vehicle. What should I do?
Answer: Send a 10 day demand letter to the seller. Secondly, report the offense to the Police. Keep good records, which should include:
IDENTITY THEFT / IMPERSONATION OF ANOTHER PERSON:
- Keep copies of all e-mails, including the header and footer of the e-mail.
- Keep copies, or screen shots, of the Internet ads.
- Keep detailed records of all conversations regarding the sale
Question: I live in Kansas City, Missouri and discovered numerous fraudulent accounts have been opened using my information. Accounts were created not only in Kansas City, Missouri, but also in other jurisdictions. Who do I make the Police report with?
Answer: Report the offense to the Kansas City, Missouri Police Department.
Question: I live in another state, however I discovered my information is being used in Kansas City, Missouri for employment. Who do I make the Police report with?
Answer: Many victims, from locations from outside of Kansas City, have reported difficulties in getting a Police report completed in their own jurisdiction. Most states have Identity Theft laws which dictate that the jurisdiction of the victims residence should complete the offense report for the residents. The law helps victims in the reporting process, especially if the victim has discovered their identity has been used in numerous jurisdictions. If the victim, from an outside jurisdiction, is having difficulty having their local agency complete the offense report, and any portion of the victims Identity Theft has occurred in Kansas City, Missouri than the Kansas City, Missouri Police Department can document the portion of the offense that occurred in our jurisdiction.
Question: I recently moved and discovered a utility account had previously been received using my information. What should I do?
Answer: Dispute the account with the utility company immediately. The utility company will provide documents to dispute the account. Secondly, report the Identity Theft to the Police for completion of the offense report. Additionally, obtain a copy of your credit bureau record and review for additional fraudulent accounts.
CREDIT BUREAU INFORMATION: (return to top)
Question: Are all accounts verified by credit bureaus before the account is approved? I had a cell phone account that was created in my name and I was unaware of it until it went to collections and I was notified that I was being held responsible for the debt.
Answer: Not all businesses verify the information through a credit bureau. While most larger line of credit accounts and purchases, i.e. home, car, bank loan, and credit card applications are verified with a credit bureau before account approval is made, some smaller companies do not verify the account information at the time the application is made.